We pride ourselves on our ability to find the right solutions to match each client's unique circumstances and to deliver effective advice in a friendly, helpful and practical manner.
It is important to review your personal and financial arrangements regularly to ensure that your objectives are met both now and in the future.
We encourage clients to come back at least annually and more often should circumstances change throughout the year. It may be that your employment or income circumstances have changed or you may wish to change your attitude to investment risk.
Investment Portfolio Planning
We can help you design an investment strategy which is suitable for your individual needs and that hopefully will allow you to realise your personal objectives.
The range of options available at retirement have greatly increased over the last few years. It is no longer simply a choice between a guaranteed annuity income or drawing an income from a pension investment portfolio. There are a wide range of pension and non pension products which can be utilised in retirement planning.
It is therefore crucial to be aware of all the options when you are looking to retire because these can significantly impact on your income in retirement. We can advise not only as to the most appropriate solutions for your needs but also how they should be structured to maximise income in retirement.
You never know what is around the corner so it is essential that you make plans to provide financial security for you and your family when it is most needed, in sickness or after your death.
In addition there are other areas that you might need to consider – for example the provision of long-term care, inheritance tax planning and financial protection for your business.
Our advice to clients will generally cover the appropriate use of the following financial protection policies:
Income Protection Insurance
Critical Illness Cover
Long-Term Care Insurance for nursing care needs
Contact us to discuss how we can provide tailored advice to meet your needs.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk. Sterling Financial Consultants Limited is authorised and regulated by the Financial Conduct Authority (www.fca.org.uk/register). Financial Services Register No: 521843 Registered in England & Wales, No. 4009965 Registered Office: 5 Greenwich View Place, London E14 9NN. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.